Debt Advice

If you are struggling to pay your debts or just need more help managing them, there are several organisations which provide FREE debt advice, online, on the telephone or in person. They will work with you to draw up your income and expenditure and work out how much you can afford to pay each creditor monthly, and they may negotiate with creditors on your behalf. We list below some of the most popular options available.

Step Change Debt Charity

Formerly known as the Consumer Credit Counselling Service or CCCS. StepChange offer free debt advice services across the UK and Ireland.

Tel: 0800 138 1111
Web: http://www.stepchange.org/

National Debt Line

A free debt advice service offered to people in England, Scotland and Wales.

Tel: 0808 808 4000
Web: https://www.nationaldebtline.org/

Citizens Advice Bureau

Citizens Advice Bureaux are available in your local area. For more information:

Web: https://www.citizensadvice.org.uk/